Sustainably Sadie
Sustainable Savings
My suggestions are, of course, not an alternative to expert opinion from a professional banker, investor or savings specialist.
Saving money, stashing it away for a rainy day, or when you need it sure can be tough. What always happens? You spend the saved amount on groceries or fixing the car. If you’re stashing cash away, you have to hide it from yourself. Not so you can’t ever find it but so you don’t see it on a day to day basis.
Someone pinned on Pinterest.com a suggestion to stash away every 5 dollar bill you come across. I save for Christmas in a similar fashion. However, these modern times are not always conducive to stashing away cash. I have another suggestion that still involves hiding money from yourself; you have to play forgetful but also be resolute in checking your bank statements.
You have to make sure that transactions happening in your accounts are all generated with your knowledge and permission. When writing transactions in your check register, round up to the nearest dollar or two. Your register will read less than your bank statement; check to make sure the transactions are consistent and by the end of the year, you may have a little cushion saved. This also helps to keep from overdrawing, which can easily happen when using a debit card all the time. It is so easy to forget to write down a stop at the gas station in your register. Depending on what you’re driving, one to three of these forgotten gas station transactions can overdraw your bank account and then warrant overdraft fees, which can be avoided with steadfast attention.
Convenience and instant-gratification (two attributes of consumer culture) can be hard to avoid. It’s never too late to start saving for college, vacation, date night, new shoes, ATV, safer car, etc. Saving for a big purchase is a more sustainable option than paying on credit. Avoid debt. Share your successes at www.sustainablysadie.blogspot.com or sustainablysadie@hotmail.com.
Twin Bits:
The Sheridan Library Tax Relief Wine Tasting Fundraiser is Friday April 13th, 6:30 pm to 8:30 pm at the Sheridan Public Library. Tickets are $10 each (that is an amazing price) and all attendees become eligible for Wine Basket Raffle.
There is a gathering honoring the memory of Bill White Sunday April 15th, 2 pm to 4 pm at the Twin Bridges Bike Camp at Jessen Park in TB.
Next TBCA meeting is Friday April 27 at 8:30 am at The Old Hotel in TB.
Next GRVCCA meeting is Tuesday, May 1st @ Noon, TB branch of RVNB.
Looking Ahead: Garage-A-Rama is scheduled for Saturday June 9th at Madison County Fairgrounds, contact Twin Bridges Public Library or Cynthia Osborne.
The GRVCCA Local Business Expo will May 12th, 2012 at the Multi-Purpose Gym at Twin Bridges School. The event will run from 10 am to 3 pm. This is a kid-friendly, free event, open to the public. Please contact Sarah Miller, 684-5222 or jumping_rainbow@hotmail.com if interested in having a booth at this year’s Expo or with any questions.
Starting April 22nd, Mass at Notre Dame Catholic Church in Twin Bridges will begin at 11:15 a.m.
From TBS Calendar:
April 12 – 14: District Music Festival @ Butte
Sat. April 14: JrHi Track Meet @ Belgrade; Manhattan Track Meet
Monday April 16: 7 pm – 8 pm, Trailblazers 4-H @ Lunchroom
Tuesday April 17: 7 pm School Board Mtg @ MT Room; HS Track @ Dillon
Thursday April 19: JrHi Track Meet @ Manhattan
Sat. April 21: Belgrade Invitational Track Meet
April 20- 22: Senior Trip to Salt Lake City, UT
Wed. April 25: Community Blood Drive @ MT Room, 11 am to 3 pm
April 26-27: 5th/ 6th Grade Field Trip to Havre
Friday April 27: 7 pm, Spring Dance Recital, MP Gym
Sat. April 28: Jr Hi Track Meet @ Belgrarde, Manhattan Christian Track Meet @ Bozeman HS
Contact me with Ruby Valley event and community information, 406-531-1422 or P.O. Box 491, TB 59754
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